How To Choose The Best Bank For Your Home Loan
There’s no single best bank for home loans in NZ. The best one for you is the lender whose rates stay competitive across the fixed terms, whose loans let you pay extra and ease back when you need to, and whose lending policy fits your income and deposit. Getting approved only tells you one bank […]
Buying Your First Home?
Are you thinking about buying your First Home? Do you know there are ways you can buy a suitable home? When we started the Kiwi First Home Buyers Group over 10-years ago, house prices were a lot lower and the group was relatively smaller. Over the years we have grown this group to about 60,000 […]
Revolving credit mortgage NZ: how it works, and when an offset is better
How a revolving credit mortgage works in New Zealand, how it compares with an offset home loan, and how to pick a limit that saves interest without turning into a second credit card.
My Top FIVE Tips For First Home Buyers
As a mortgage adviser, I see many people who want to buy their first home. So I’ve put together a list of tips for first home buyers. These are my 5 top tips for first home buyers. Let’s have a look at these and see if they can help you. These might seem obvious to […]
Direct to the Bank or go to a Mortgage adviser?
We hear this debated on social media all the time – people saying go directly to the bank for a home loan while others say you should use a mortgage adviser. To help answer this we decided to do a short article and to focus on just the one main reason why going directly to the […]