Can You Buy an Auckland Investment Property With Less Than a 20% Deposit?
Wondering if you can buy an Auckland investment property with under 20% deposit? Here’s what the LVR rules, new-build exemptions and lenders actually allow.
Building a Granny Flat in NZ (2026): A Smarter, Simpler Way to Add Income and Space
If you’ve ever thought about building a granny flat but felt overwhelmed by council consents, delays, or costs, you’re not alone. For years, the idea made sense on paper but felt hard to act on. That’s changed. With new rules now in place in 2026, many New Zealand homeowners can build a granny flat up […]
Thinking of Building Your Own Home in New Zealand?
Building your own home is a dream for many Kiwi families. Designing a property that perfectly fits your lifestyle, needs, and future plans can be exciting but knowing where to start is often the hardest part. From finding the right section to securing finance with competitive home loan interest rates, there are a few key […]
Why You Should Think Twice Before Letting Banks Link Your Properties
Owning more than one property is a great way to build wealth, but it also comes with important decisions about how to structure your lending. One of the biggest risks I see as a mortgage adviser is when banks link multiple properties together under the same lending arrangement. At first glance, this may seem like […]
Thinking of building a your own house in New Zealand?
Building your own home is a dream for many Kiwi families. Designing a property that perfectly fits your lifestyle, needs, and future plans can be exciting – but knowing where to start is often the hardest part. From finding the right section to securing finance with competitive home loan interest rates, there are a few […]
New Granny Flat Rules
We’re sure that there are a lot of Kiwis that are happy to know that new granny flat rules will mean that you will be able to build a granny flat up to 70m² without needing a building or resource consent. That means: The Government have announced that work is underway to enable small standalone […]
Is It Okay For Banks To Link My properties?
When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need to retain control over your properties and finances, and it’s easy to lose control and options when the bank has linked your properties together.\ Of […]