Is it the right time to buy a property?
As a mortgage adviser, I’m often asked if it is the right time to buy a property. With interest rates in New Zealand currently on the decline, this is an opportune moment to consider purchasing property. Here’s why this shift in the economic landscape could be a game-changer for prospective buyers and investors. Why Declining […]
Non-Bank Lenders: A Reliable Alternative For Your Mortgage Needs??
As a mortgage advisor at Mortgage Sense Financial Advisors, I’ve noticed a recurring hesitation among clients when it comes to considering non-bank lenders. This reluctance often stems from a perception that banks are inherently more trustworthy or stable. However, non-bank lenders, such as credit unions, can offer competitive rates and reliable service that deserve your […]
The Kāinga Ora Maintenance Clause (for First Home Loans)
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance clause that they have – Kāinga Ora require that any maintenance on the property cost less than $10,000 to repair and you need to both […]