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I find it very satisfying to be able to help first home buyers with their finance.
For many first home buyers the process of buying a house can be quite daunting, but with the right mortgage adviser it can be a really exciting experience!
I want to see more first home buyers get into their own homes and enjoy the benefits of home ownership. It’s a great feeling to know that you own your own place, and you are no longer reliant on your landlord.
Working with Mortgage Managers I have access to a range of lenders and loans, from both banks and non-bank lenders. I also have access to home ownership solutions through Kainga Ora such as the First Home Loans, the First Home Grant and First Home Partner. I also have access to other options such as the shared ownership options with YouOwn and the rent to own available with Ladder.
If there is a way to get you into a home I’m confident that I can find something suitable for you.
Pre-approval provides you as a first home buyer a greater understanding of how much a lender is prepared to lend.
It also puts you in a better position to buy and helps speed up the process once you’ve found the home you like.
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Unfortunately hearing the bank say “NO” to a mortgage application is becoming more common these days, particularly for First Home Buyers and Self Employed borrowers. They can decline your application...
When you own more than one property the bank will want to link your properties, and while it is the easy option it is not the best option. You need...
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