Menu
We cannot dwell on the past, but unfortunately the banks often do and penalise us for years after we have had something go wrong. A default will stick on our...
New Zealand has a large number of self employed people and small business owners whom find it difficult to meet the banks criteria when it comes to proving income. That’s...
Bad credit mortgages are possible, but not from your bank. If you have some bad credit you may leave the bank disappointed that they cannot help, even when you have...
We hear this debated on social media all the time – people saying go directly to the bank for a home loan while others say you should use a mortgage adviser....
One of the key roles for a good mortgage adviser is to provide people on what makes a good home loan. There are other things that advisers do like arranging...
What low deposit options are there? Most first home buyers do not have a 20% deposit and so ask if it’s worth making the effort to buy with a low...
As a mortgage adviser, I’m often asked if it is the right time to buy a property. With interest rates in New Zealand currently on the decline, this is an...
As a mortgage advisor at Mortgage Sense Financial Advisors, I’ve noticed a recurring hesitation among clients when it comes to considering non-bank lenders. This reluctance often stems from a perception...
If you intend to buy your first home using the Kāinga Ora low deposit First Home Loan scheme then you need to be aware of the eligibility and the maintenance...
Copyright 2023 Mortgage Sense – All Rights Reserved