If you’ve ever thought about building a granny flat but felt overwhelmed by council consents, delays, or costs, you’re not alone. For years, the idea made sense on paper but...

There’s been a lot of quiet discussion lately about where NZ interest rates and the New Zealand property market may be heading in 2026. While nothing is certain, many people...

Building your own home is a dream for many Kiwi families. Designing a property that perfectly fits your lifestyle, needs, and future plans can be exciting but knowing where to...

When applying for a home loan, most people focus on income, savings, and property prices — but one thing that often catches borrowers off guard is how credit cards affect...

Many retirees find themselves in a common situation: owning a valuable, mortgage-free home but needing extra funds to supplement their retirement income or achieve a change in lifestyle. Reverse mortgages,...

The Reserve Bank of New Zealand (RBNZ) is changing the rules around how much deposit you need to buy a house. Effective December 1, 2025, the RBNZ is easing its...

Your credit score has become more important than ever. In recent years, banks and lenders have placed greater emphasis on assessing your creditworthiness before approving any kind of finance, whether...

Are you one of many young Kiwis dreaming of owning a home but finding the traditional route just out of reach? You’re not alone. With rising property prices and hefty...

Recently BNZ made a bold move and dropped their 1-year fixed rate to 4.49%. Whether you’re looking to refinance, fix your rate, or assess your mortgage strategy, this change is...